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Do I need disability insurance if I work?
Almost half of workers think they don’t need disability insurance—are you one of them? If so, think about how you’d pay the bills if you were too injured or ill to work and couldn’t earn a paycheck.
3 Reasons You Think You Don't Need Disability Insurance (But Actually Do) | Life Happens
Three reasons people don't protect their paycheck with disability insurance (and why they should!).
From Paralysis to Marathoner: How Insurance Saved My Life
When John Nichols purchased his disability insurance, he had no idea the impact it would have in his life. One summer day a waterskiing accident left this 32-year-old almost completely paralyzed. Without disability insurance, he would have been unable to afford the care he needed and would not be able to run marathons like he does he today, via @LearnVest.
Did you know college athletes with promising talent often purchase disability insurance to cover a portion of their future earnings in case they’re injured in college and never able to play in the pros? Following University of Kentucky basketball player Nerlen Noel’s knee injury, it’s been reported he has a $10 million permanent, total disability policy. [Photo via ESPN]
There’s a huge gap between workers saying their ability to earn an income is their most valuable resource and them doing something about protecting that resource. Most say they’ve “never really thought about it.” Here’s why that’s very dangerous thinking, with some great stats from The Council for Disability Awareness (CDA): http://lifehap.pn/16CaOcR