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What's it like to live on last month's income? How do you get a month ahead on bills anyway? Well folks, it all starts with frugal living and budgeting. You can do it! You can build up an emergency fund and save money in the process. Here are 8 tricks for getting a month ahead on bills. #budget #budgeting #frugalliving
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If you have one or more maxed out credit cards or you run a high balance on your credit cards, then these simple tactics can boost your credit score fast. The problem with having high balance is something called the “debt ratio” or the “utilization ratio.” This debt ratio accounts for 30% of your overall credit score. It is the second most important factor in your credit behind making your payments on time. The good news is, this is very easy to fix. This is actually the quickest “credit kill...